October 20, 2017
The Hotchalk case highlights a coverage defense that some D&O insurers have aggressively asserted and courts across the country have struggled to address. What is the scope of the “professional services” exclusion in D&O liability policies issued to private companies?
Such policies issued to private companies provide sweeping coverage for a wide variety of claims asserted directly against the company.  Subject to certain exclusions, they cover companies against claims asserted asserted against them alleging “acts, errors, omissions,...
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October 6, 2017

Placer and Mariposa County Officials John McEldowney and Rosemarie Smallcombe have been coordinating with United Policyholders to help their residents keep and maintain quality insurance on their homes.  Pictured here UP Executive Director Amy Bach before a Spring, 2017 meeting of the Insurance Subgroup of CA Governor Brown's Tree Mortality Task Force in Sacramento.

United Policyholders launched a Wildfire Mitigation and Insurance Project in California in 2016 to help...

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October 1, 2017
Truck floating through water

If your home or business has been damaged or destroyed by Hurricane Harvey, United Policyholders' Roadmap to Recovery® program will help guide you in valuing and documenting your loss, understanding insurance rules, settling your insurance claims fairly and finding qualified professional, charitable and government help.

Hurricane Harvey Help Library

The ...

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September 28, 2017

In a landmark decision, the Pennsylvania Supreme Court recently affirmed in Rancosky v. Washington National Ins. Co. that a policyholder victimized by unreasonable conduct by an insurance company does not need to also show the conduct was malicious or intentional.  The holding, which upheld the arguments advanced in UP’s “friend of the Court” brief, preserves a policyholder’s remedies when an insurance company withholds insurance benefits recklessly or without a reasonable basis.  Put another...

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